• When will we retire? Pension calculator, when it’s time to retire for men and women. Reducing the retirement age for individual citizens

    05.01.2024

    According to the new law, women retire at 60, and men at 65. At the same time, the pre-retirement age will begin at 55 for women and 60 for men, which will allow them to enjoy the benefits that pensioners also enjoy. Citizens of pre-retirement age will not be able to be fired from work or not hired with impunity - the employer may, in case of age discrimination, be subject to criminal charges, which were even introduced into the Code of the Russian Federation. The implementation of the reform will take about ten years - the retirement age will not be raised immediately, but gradually, so as not to shock the population with a sudden extension of “working” time by five years.

    In particular, the government proposed raising the retirement age to 65 for men and 63 for women. The reform will take place in stages and will begin in 2019.

    According to a survey conducted by the Romir research holding, only 8% of Russian residents are in favor of raising the retirement age, and 92% are against it. This indicates that the majority of citizens agree that men should retire at age 60 and women at age 55.

    Experts also speak ambiguously about raising the retirement age. Thus, they believe that this measure does not solve all the problems of the pension system. For example, today it is not easy for Russians over 45 to get a job, since employers prefer to hire younger employees, so it is not very clear where those over 60 will work.

    There simply are not the required number of jobs for these citizens, and those that exist have low wages. In short, by raising the retirement age, the government is dooming millions of citizens to a miserable existence.

    The bill also involves changing the boundaries of the period of working capacity for citizens who have the right to early registration. In particular, such adjustments will affect teachers and health workers.

    According to the old law, they had the right to retire early after receiving the required number of years of service - 25-30 years depending on the place of work. Under the new law, all length of service requirements for these professions will remain the same, but pension payments will be possible only 8 years after acquiring the required experience.

    Starting from 2019, these categories of workers will also undergo a transition period, during which each year the limit of the period of working ability will be postponed by a year relative to previous periods. You can determine the retirement schedule under the new law based on the data presented in the table below:

    Thus, starting from 2019, teachers and doctors can acquire the right to receive an early pension only after a certain number of years after receiving the required special experience:

    • after 1-7 years during the transition period (from 2019 to 2025);
    • 8 years after acquiring the required experience, starting in 2026.

    Raising the retirement age will also affect future recipients of the so-called “northern pension”. Previously, northerners had the right to receive early pension payments upon reaching the age of 50 (women) and 55 (men). The new law provides for an increase in their working period by 5 years (i.e. up to 55 and 60 years). In addition, a transition period from 2019 to 2023 will be similarly provided for them.

    The year of retirement can be determined according to the new rules proposed by the Government based on the data presented in the table below:

    Thus, men born in 1964-1967 and women born in 1969-1972 are subject to transitional provisions - for them the “period of working capacity” will increase by 1-4 years. Men and women born since 1968 and 1973, respectively, will already have their final retirement ages set at 60 and 55 years.

    The pension reform announced by the Government is scheduled to begin from January 1, 2019. The first change that will affect Russian citizens will be an increase in the retirement age. The corresponding bill, which proposes to increase the retirement period for Russians for 5 years for men and 8 years for women, was considered and adopted by deputies of the State Duma in the first reading on July 19, 2018. The adoption of the law in its final form is planned for the fall of 2018 after the collection and consideration of all amendments to it, but not earlier than September 24, 2018.

    The government proposes to make adjustments to the retirement age from 2019 as follows:

    • for women “to extend the working period” up to 63 years old instead of the currently established 55 (the increase will be 8 years);
    • for men, postpone the retirement date up to 65 years old instead of the previously provided 60 (increase by 5 years).

    On August 29, 2018, President Vladimir Putin proposed soften the retirement age for women and make an increase for them only for 5 years, i.e. up to 60 years old. V. Putin instructed the Government to prepare the corresponding amendment for the second reading of the bill in the State Duma.

    All changes established by the Government bill will concern only future retirees- everyone who was supposed to retire after January 1, 2019.

    Those who are already retired will not be affected in any way by these changes (on the contrary, the funds saved from raising the retirement age are planned to be used directly to increase pensions - from 2019 the increase will amount to an average of 1 thousand rubles per year).

    A gradual change in the period of working capacity is established - annual increase in 1 year increments. This means that starting from 2019, the retirement age will increase for men and women until it reaches the values ​​proposed by the new law. If we take into account the statement of President V. Putin on easing the pension reform, then in the first two years preferential retirement will be provided - 6 months earlier than the government bill provides.

    The schedule of proposed phased changes taking into account V. Putin’s proposal is given in the table below:

    Thus, during the coming 5 years for men and women there will be a so-called “transition period”, during which the period of working capacity will gradually increase in increments of “1 year per year” (except for the first two years of the law), and starting from 2023 the values ​​for them will be finally established - 65 and 60 years.

    Table of increasing the retirement age in Russia by year of birth

    One way or another, the changes proposed by the Government will affect everyone women born in 1964, And men 1959 and younger, since by January 1, 2019 they will not yet have time to retire according to the old standards currently in force - at 55 and 60 years old.

    Women born during from 1964 to 1967, and men 1959-1962 births will be subject to the transitional provisions provided for in the new law. This means that they will be set intermediate age, and not final (60 and 65 years).

    Retirement grid in Russia: latest news 2018

    According to a survey conducted by the Romir research holding, only 8% of Russian residents support this reform, and 92% are against it. Romir data shows that the majority of Russians consider the current state of affairs optimal and agree that men should retire at the age of 60, and women at 55, RBC reports.

    Experts also speak ambiguously about raising the retirement age, since this measure does not solve all the problems of the pension system, and even worsens some. For example, today Russians after 45 years of age find it difficult to find work, since employers prefer to hire younger people, so it is not at all clear where “pre-retirement people” who will be over 60 years old will work. For this category of citizens, there is now simply no required number of jobs, and those that do have extremely low wages, which are often below the subsistence level and the minimum wage. That is, by raising the retirement age, the government is dooming millions of citizens to a virtual miserable existence.

    Retirement table by year of birth from 2019 in Russia. Insurance pension

    From 2019, a transition period will begin to raise the retirement age in order to gradually reach retirement at 65 years for men in 2028 and 63 years for women in 2034. If you have already reached pre-retirement age and are, so to speak, at a low start, you will have to slow down. For how much - look in the tables.

    Retirement table by year of birth for women

    Retirement table by year of birth for men

    Social pension

    The wait for social pension will be even longer. Let us remind you that a social pension is assigned to those who have not accumulated the required number of pension points or have not completed the minimum length of service.

    After completion of the reform, the old-age social pension will be assigned to women not at the age of 60, as now, but at 68 . And for men - not at 65 years old, but at 70 . At the same time, the increase in the age for assigning social pensions will be carried out in stages.

    Our financial observer Alexandra Bayazitova calculated: Raising the retirement age guarantees that at current prices the authorities annually save 168 thousand rubles for each failed pensioner. That is, this is the seizure of 840 thousand rubles from each man and 1 million 344 thousand from each woman.

    Early retirement

    Prime Minister Dmitry Medvedev promised that existing benefits for early retirement will be maintained.

    This right will remain for those who work in harmful and dangerous industries, women who have five or more children, visually impaired people of the first group and due to military trauma, one of the parents or guardians of a disabled child, Chernobyl victims and “certain other categories.”

    Requirements for the experience of teachers, medical and creative workers are also proposed to remain the same. Now these categories of workers need to develop a special length of service from 15 to 30 years, depending on the specific category of employee for benefits. These rules will remain unchanged during this period. At the same time, the retirement age of these workers will be calculated taking into account general approaches to the rate of increase in the retirement age.

    For those who worked in special climatic conditions, regions of the Far North, and similar areas, retirement will be achieved step by step for men at 60 years of age and for women at 58 years of age.

    In addition, citizens who have significant length of service already earned during the period when the retirement age for women was set at 55 and for men at 60, respectively, will be given the opportunity to retire early (two years earlier).

    Pension amount

    Due to the fact that retirement is delayed and the working age is increased, the pensions of current pensioners will increase. The growth rate will be approximately 1,000 rubles per year, reports the portal C-ib.ru. How do you think the game is worth the candle?

    Why and why

    “We have been preparing for a long time to increase the retirement age and have only now approached this, including because the conditions have been created to solve the problem of increasing life expectancy,” said Dmitry Medvedev.

    Nowadays people not only live longer, they stay active longer. Many at retirement age are full of strength and desire to work; many have children who have not even grown up yet. The number of working pensioners on average per year is about 12 million people.

    They don't want to retire, they continue to work.

    And every year this trend will only intensify, noted Dmitry Medvedev.

    If citizens want to work, they must work, especially since the income from such work is always higher than a pension, the Prime Minister added. Employers must fully provide jobs for older people.

    Deputy Prime Minister Tatyana Golikova explained that the goal of all decisions that are made is to increase pension provision in the long term.

    The new pension reform and the procedure for old-age (age) retirement provide for “just some” 8 years for women born in 1971, which they will be forced to rework in comparison with the old pension legislation. These women, who were born in 1971, will only retire at the age of 63, that is, they will work for the “good of the Pension Fund and the Motherland,” neither more nor less, but as many as eight “extra” years (if compared with the old pension system ). They are waiting for you at the Russian pension fund on your birthday and no earlier than 2034, something like that, dear ladies!

    The pension reform, which will affect all Russian women who are not yet on old-age pension (age), including those born in 1971, who will go on a well-deserved rest in the future, will increase until they reach the age of 63 (the exit threshold will increase “smoothly and gently”, that’s what our government says). That is, all those Russian women who were born after 1963, which is 1964, 1965, 1966, 1967, 1968, 1969, 1970, 1971, and so on, fall under the new pension system for calculating the age of old-age retirement ( age years).

    Which of the women and by how many years will the retirement age be raised (increased), especially those born in 1971, in what year should they retire and at what age, we will further understand, as with all other age categories of future Russian pensioners, and some other nuances of the “pension reform”, which will start next year and which has so unpleasantly struck all Russian women...

    As you know, the new “pension reform”, which will also affect women born in 1971, (although experts do not consider this increase in the retirement age of Russian men and women to be a real reform of the pension system) from June 2018, and which should start in 2019, provides for a “smooth” increase in the threshold for retirement in old age. It can be considered a fait accompli that after the end of this reform, men will retire at age 65, and women at 63, that is, the retirement age threshold will increase by 5 and 8 years, respectively.

    Pension for a woman in 1971, when and at what age to retire for old age?​

    For our lovely women ( including those born in 1971), who are unlikely for the most part to be fans of football and, accordingly, the 2018 FIFA World Cup, which is held by Russia, have a keen understanding of the nuances of this game, but the fact that they are ardent patriots of our country is for sure. So, on the eve of this huge holiday, these same patriots were given a very unpleasant surprise by the Russian government, extremely negatively surprised by the news about the upcoming pension reform, and let’s figure it out what we’re talking about...

    Waiting for Russian women (and Born 1971 also) pension reform is very soon, a “smooth and soft” increase in the retirement age for old age (age) years, and not by 2-3 years, but by 8 years at once! Here you go! According to the idea of ​​pension reformers, this will align Russia with “civilized, developed countries”, in which women retire from at least 60-63 years old, and in most from 65-67 years old, and will also provide additional funds to the Pension Fund, and therefore Pensions will be able to be raised as early as 2019 and “immediately by 1 thousand rubles”!

    What can we say and how can we comment on such a decision of our government, that is, the entire leadership of the country, together with the President, the State Duma, the “Trade Unions”, the Pension Fund of the Russian Federation, the Ministry of Labor, as well as Finance and all those who were “on the side” of such a reform, prepared it and will accept it, give it a start (they have already accepted it and will probably give it a start), one phrase will be enough - “NO WORDS”!

    Those who are guided by the examples of the developed countries of the world, look up to the most “civilized” ones, are probably not familiar with the numbers or, which is most likely the case, deliberately conceal the truth, the whole truth in the statistics, which indicate that in the West women live after retirement (on average) 19 - 20 years. Our women and our own “native” government and all these reformers who prepared the pension reform of 2018 allotted only about 10 years for retirement life, something like this!

    Among other things, since “we” consider ourselves a civilized country, why is such a global reform being launched without public discussion, debates on TV with all interested parties and specialists, representatives of reformers and the government, after all, we are “civilized people!?

    This doesn’t happen in Russia, because we are so far from the “civilized world”, everything was done this way and at that time so that there would be less noise”, because the start of the 2018 FIFA World Cup is “nearby”, and after it it’s time for vacations and It’s the height of the dacha season, which means that popular indignation will somehow fade away, everything will settle down by itself and with minimal problems for the government.

    Let’s leave all this “on the conscience” of the domestic government and all pension reformers, and return to our topic, which worries literally all Russian women who will become pensioners in the future, sooner or later will retire in their old age (age), and this will happen for many of them, not before reaching the age of 63 years.

    When should women of 1971 retire, at what age?

    Starting from 2019, the retirement age of Russian women will begin to gradually increase, and the pension reform will finally end in... the year when the “result” is achieved, that is, from this year all our ladies will retire, that is for retirement - according to old age (reaching retirement age of 63 years).

    In the table (graph) - which women and what year of birth are subject to the pension reform of 2019, when and at what age should they retire, how much will the retirement age increase and how much work will our dear ladies have to do “for the good of the fatherland”, in comparison with old and new pension legislation of June 2018.

    Table (graph) of retirement of women born in 1971 and others

    Year of birth

    women

    In what year is the woman

    will retire

    How old is the woman

    retire

    How much increased

    retirement age

    among women

    1964

    In 2020

    At 56 years old

    1 year

    1965

    In 2022

    At 57 years old

    2 years

    1966

    In 2024

    At 58 years old

    3 years

    1967

    in 2026 at 59 years old

    4 years

    1968

    In 2028

    At 60 years old

    5 years

    1969

    in 2030 at 61

    6 years

    1970

    In 2032

    At 62 years old

    7 years

    1971

    in 2034 at 63 years old + 8 years

    1972, 1973, 1974...

    in 2035, 2036, 2037... at 63 years old + 8 years

    We hope it was not difficult to understand the table for increasing the retirement age women born in 1971, when and at what age should they retire for old age, you compared the difference between the old and new pension rules, which generation (year of birth) and when to retire, how many extra years they will have to work for the “good of the country and the Pension Fund of Russia” weak half of humanity.

    This is the kind of pension reform awaiting women in Russia ( also born in 1971), which will determine for them new terms and age of retirement due to old age, will increase for them and which provides for its increase, “smooth and soft”, as our government says - be strong and do not despair, our ancestors endured more than this, we will endure And we!

    In conclusion, I would like to add this: those who are guided by a comparison of the retirement age of women in Russia and advanced (civilized and developed) Western countries, let them first compare not only living conditions, but also, above all, working conditions, there “over the hill” "And here, and also, how long after retirement do women live here and here (in our country) ...

    What is also very important to compare is the level of employment of the older generation - there in the civilized West and here in Russia, when in our country, at the age of 45, no employer needs a person, this also applies to women, so for what, for what kind of work? can our 55-60 year old woman count? And the words of our prime minister that we “will scold” employers for any age discrimination are just his words and nothing more, not supported by anything legislatively or in any other way.

    It is believed that this age is optimal for sending a person to a well-deserved rest. However, experts are increasingly saying that this is not the case. On average, a person in the world is sent to retire if he is over 60-65 years old. And it doesn’t matter whether it’s a man or a woman – the conditions are equal for everyone.

    Optimal age for retirement

    As for men, the issue of increasing the retirement age threshold is quite complex. This is due to the fact that the average life expectancy of representatives of the stronger half of humanity in Russia is only 60 years. This means that many will not even have time to retire. Therefore, raising the retirement age for men is simply not practical.

    As for ladies, their average life expectancy is about 73-75 years. This means that retiring in the prime of life - at 55 - is not always justified.

    Naturally, we are not talking about cases where a woman has serious illnesses. If the lady is healthy and energetic, she can safely continue to work.

    Preferential pension

    About 34% of the total, according to the Ministry of Social Development, belong to the category of beneficiaries. The concept appeared due to the fact that there are a number of industries where the age at which workers retire is noticeably lower than generally accepted.

    So, for example, a standard retirement on a preferential pension should be made 5 years earlier than usual, i.e. women at 50 years old, men at 55. However, there are industries that are considered hazardous (hot shops, chemical industry, etc.). Such workers are offered even more lenient conditions. The retirement age in this situation is 50 years for men and 45 for women.

    However, to receive such a benefit, you need to work in production for a certain number of years. For ladies this period is 7.5 years, for men - 10 years.

    In addition, mothers with many children, parents of disabled people, disabled people themselves, emergency services workers, etc. have the right to preferential early retirement pensions. According to statistics, 73% of preferential pensioners continue to work, receiving both a pension and wages.

    What is planned to be done

    For several years now, rumors have been circulating in society that the government plans to raise the retirement age. The parliamentarians themselves are trying to come up with various other schemes that will solve the pension problem with minimal losses for the budget and citizens.

    For example, one proposal concerns finding ways to encourage later retirement. In this case, options for increased rates for the pension part, etc. are offered.

    There is a proposal from some legislators to limit the payment of pensions to working pensioners while they attend work.

    So far, out of all the proposed initiatives, the people have not chosen a single suitable one - one that would satisfy everyone. However, the search for an ideal solution continues to this day. And perhaps a consensus will be found soon.

    A woman's age of 55 and a man's age of 60 are new turning points in a person's life. After all, this is the time when the working population of the country turns into pensioners. But not everyone knows how the retirement procedure works.

    You will need

    • - application from a citizen applying for a pension;
    • -passport of a citizen of the Russian Federation;
    • -work book, which confirms the insurance period (in its absence, all employment and civil contracts that can confirm that you worked);
    • -a certificate indicating the average monthly salary for a certain period of continuous service for 60 months;
    • - pension insurance certificate;
    • -for women, due to a change of surname, you need documents explaining on what basis you changed your surname;
    • -if you have the right to a benefit, you need an appropriate document confirming this right

    Instructions

    You must contact the Pension Fund Office with all the necessary packages. Or at your place of residence. You can worry about your retirement in advance, but not more than a month before retirement age. Then the pension will be calculated from the date of application. And wait for this when they tell you to come to the pension fund to receive a pension certificate.

    If any documents are missing, you can submit them within 3 months.

    While the pension certificate is being prepared and the pension amount is being calculated, decide for yourself whether you will continue to work or will retire. If you are going to end your work experience, then write a statement to your boss. Say goodbye to your team. And forward to a new life. In which there is nothing terrible, but on the contrary, now you can finally live for yourself.

    Video on the topic

    When men reach the age of 60 and women reach 55, they can retire, which means ceasing to work and then receiving monthly payments from the state. You can apply for a pension at your main place of work.

    Despite the fact that almost six months have passed since the entry into force of Decree No. 137, Kur'er readers still have questions. They concern both the retirement age and insurance length, as well as the conditions for retirement of people who worked in particularly hazardous and difficult conditions.

    With the help of the Department of Labor, Employment and Social Protection of the Slutsk District Executive Committee, “Kur"er” compiled tables that will help residents of the region independently calculate the period of retirement and the insurance period required to receive a labor pension.

    REFERENCE. According to Decree of the President of the Republic of Belarus No. 137 “On improving pension provision”, starting from January 1, 2017, the retirement age is annually increased by 6 months until men reach the age of 63 years, women - 58 years. Similarly, every year on January 1, both the insurance period (by 6 months) and the work experience for which earnings for a pension are calculated (by 1 year) are increased.

    Table for calculating the date of retirement upon reaching the generally established retirement age according to Decree No. 137
    Year

    Retirement age

    Date of Birth

    The right to a pension arises

    Insurance period required for granting a pension

    How many years of work are earnings calculated for before a pension is granted?

    2017 m 60 years 6 months 1st half 1957 2 half 2017 16 years 23
    and 55 years 6 months 1st half 1962
    2018 m 61 years old 2 half 1957 2 half 2018 16 years and 6 months 24
    and 56 years old 2 half 1962
    2019 m 61 years 6 months 1st half 1958 2 half 2019 17 25
    and 56 years 6 months 1st half 1963
    2020 m 62 2 half 1958 2 half 2020 17 years and 6 months 26
    and 57 2 half 1963
    2021 m 62 years 6 months 1st half 1959 2 half 2021 18 27
    and 57 years 6 months 1st half 1964
    2022 m 63 2 half 1959 2 half 2022 18 years and 6 months 28
    and 58 2 half 1964
    2023 m 63 1960 2023 19 29
    and 58 1965
    2024 m 63 1961 2024 19 years and 6 months 30
    and 58 1966
    2025 m 63 1962 2025 20 31
    and 58 1967
    Table for calculating the retirement date of workers employed in jobs with particularly harmful and difficult working conditions
    2017 m 50 years 6 months 1st half 1967 2 half 2017
    and 45 years 6 months 1st half 1972
    2018 m 51 2 half 1967 2 half 2018
    and 46 2 half 1972
    2019 m 51 years 6 months 1st half 1968 2 half 2019
    and 46 years 6 months 1st half 1973
    2020 m 52 2 half 1968 2 half 2020
    and 47 2 half 1973
    2021 m 52 years 6 months 1st half 1969 2 half 2021
    and 47 years 6 months 1st half 1974
    2022 m 53 2 half 1969 2 half 2022
    and 48 2 half 1974
    2023 m 53 1970 2023
    and 48 1975
    2024 m 53 1971 2024
    and 48 1976
    2025 m 53 1972 2025
    and 48 1977
    Table for calculating the retirement date of workers employed in jobs with hazardous working conditions
    Year Gender Retirement age Date of birth Pension entitlement arises
    2017 m 55 years 6 months 1st half 1962 2 half 2017
    and 50 years 6 months 1st half 1967
    2018 m 56 2 half 1962 2 half 2018
    and 51 2 half 1967
    2019 m 56 years 6 months 1st half 1963 2 half 2019
    and 51 years 6 months 1st half 1968
    2020 m 57 2 half 1963 2 half 2020
    and 52 2 half 1968
    2021 m 57 years 6 months 1st half 1964 2 half 2021
    and 52 years 6 months 1st half 1969
    2022 m 58 2 half 1964 2 half 2022
    and 53 2 half 1969
    2023 m 58 1965 2023
    and 53 1970
    2024 m 58 1966 2024
    and 53 1971
    2025 m 58 1967 2025
    and 53 1972

    kurjer.info

    Retirement age in Russia

    The topic of retirement age is currently very pressing. Currently, the retirement age in the Russian Federation is 60 and 55 years for men and women, respectively. The government has already decided to increase the retirement age (gradually) for state civil servants to 63 and 65 years from 2017. Now a decision is being considered to increase the retirement age for other citizens - the Ministry of Finance was already preparing a certain plan, which provided that citizens would retire at 65 years old (both men and women), but this would be done gradually (at six months or a year annually).

    However, this is a very serious decision and it will be discussed in the Government for a long time, and, as politicians and analysts say, an increase is inevitable.

    However, at the moment, the Government of the Russian Federation does not plan to raise the age of retirement in 2018, despite the growing budget deficit and the annually increasing number of pensioners.

    At what age do people retire?

    The age at which a citizen can apply for a pension is set by the state. Upon reaching the legal age, a person is granted an old-age pension.

    A pension is compensation for earnings or other payments received that were lost by a person due to old age.

    The current legislation provides for some features when assigning old-age pension benefits:

    • depending on the conditions in which the future pensioner worked, the appointment and payment of pension benefits to him are provided both on a general basis and ahead of schedule;
    • different categories of citizens who are assigned a pension, and taking into account the source of its financing, the old-age pension can be insurance and state, including social.

    Old age retirement

    Payment of the old-age insurance pension is made from insurance contributions that the employer transferred to the pension fund for the employee during his working life. The appointment of old-age insurance pensions is regulated by the law of December 28, 2013 N 400-FZ “On insurance pensions”, in accordance with Art. 8 of which is possible subject to the following requirements (in 2018):

    • with the onset of age 55 years for women and 60 years for men;
    • with an existing insurance experience of at least 9 years (the requirement increases annually by one year until reaching 15 years);
    • the existing value of the individual pension coefficient (IPC) is at least 13.8 (IPC increases annually by 2.4 to a size of 30).

    Persons who, for a number of reasons, have not accumulated the required length of service to establish an insurance pension, are assigned a social old-age pension, which is paid from the federal budget.

    Article 11 of the law of December 15, 2001 N 166-FZ “On state pension provision in the Russian Federation” provides for the appointment of such a pension:

    • Citizens of the peoples of the North, recognized as small in number, aged 50 years for women and 55 years for men, who on the day of the pension were permanently living in the areas inhabited by these peoples.
    • Citizens of the Russian Federation at the age of 65 years for men and 60 years for women, as well as foreigners and stateless persons residing for at least 15 years permanently in the territory of the Russian Federation and who have reached the specified age.

    State old-age pensions are provided to persons who are considered victims of radiation or man-made disasters. The benefit is assigned to these citizens if they have at least 5 years of insurance experience and with a decrease in the generally established age for the appointment of an old-age pension, based on the time they lived or worked in the appropriate conditions, as well as on the health injuries received.

    Pension in the Far North and equivalent areas

    For people who live in the Far North (FN) and equivalent areas, or who worked in such areas previously, pension benefits can be assigned earlier than the generally established retirement age, taking into account their existing experience and the required IPC value (in 2017, no less than 13.8).

    • For persons who have worked in northern conditions for at least 7 years 6 months, the period for assigning them a pension for each calendar year of work in these places is reduced by 4 months.
    • For those who worked in the regions of the Far North and in areas equivalent to them, the establishment of an insurance pension occurs for 15 years of work in the Far North and each year of work in places equivalent to it is considered as 9 months of work in the Far North.

    The establishment of a “northern” pension is provided for by law for the following citizens:

    When assigning pension insurance to the specified category of recipients, their work experience in the Far North or work experience in equivalent places is taken into account.

    The right to receive a pension early

    In addition to persons living or working in northern conditions, other citizens may also have the right to early assignment of pension benefits. Federal legislation provides for the appointment of a pension benefit with a reduction in the generally established age of the following category of citizens:

    • when performing work in certain professions with harmful and difficult working conditions;
    • under certain social conditions;
    • received the status of unemployed in the pre-retirement period.

    Citizens who have earned an early pension for working in the North, if they have the necessary length of service in harmful and difficult types of work specified by law for an old-age pension, have the right to an additional reduction in the retirement age.

    When performing work hazardous to life and health

    For employees who worked in difficult and especially difficult working conditions, and also performed work in particularly harmful conditions, the legislation provides for the possibility of preferential retirement earlier than the generally accepted period:

    The list of professions, types of work and working conditions, as well as the requirements for age, insurance and preferential length of service for the early assignment of pension benefits are specified in Art. 30 and 31 of the Law of December 28, 2013 N 400-FZ “On Insurance Pensions”.

    Reducing the retirement age for individual citizens

    Citizens with a certain social status specified in Art. 32 of the Law “On Insurance Pensions”, the possibility of retiring on an old-age pension before the due date is established:

    • mothers with five or more children who raised them until they were 8 years old;
    • one of the parents, guardians of disabled people since childhood, who raised them until the age of 8 years;
    • disabled people as a result of military trauma and visually impaired people of group 1;
    • citizens classified as midgets and dwarfs.

    Pension provision for a category of citizens under certain social conditions is established ahead of schedule if they have the insurance period provided for by law and the value of the individual pension coefficient.

    • women with two or more children who have worked in the Far North for 12 years or in equivalent places for 17 years;
    • persons who have completed the required length of service in the Far North or equivalent areas;
    • citizens permanently residing in the Far North and working as reindeer herders, fishermen, and commercial hunters.
    Pension provision for unemployed citizens

    For citizens who have lost their jobs due to layoffs or liquidation of their employer and are registered with the employment service, pension benefits can be issued early for the period they reach the age that gives them the right to receive an old-age insurance pension. This assignment occurs:

    • at the suggestion of the employment service and with the consent of the unemployed;
    • if it is impossible to get a new job;
    • no earlier than two years before retirement age, including early assignment of a pension;
    • if you have the required insurance period for granting an old-age pension and the value of the individual coefficient, and if you have the required amount of preferential length of service for early retirement.

    Early retirement benefits for the unemployed are assigned and paid in accordance with Article 32 of the Law of the Russian Federation of April 19, 1991 N 1032-1 “On Employment of the Population in the Russian Federation”.

    Assigning an early pension to such citizens has some nuances:

    • in case of employment or receipt of income from other activities, the payment of pension benefits to the unemployed is terminated;
    • upon dismissal or termination of income-generating activities, pension benefits can be restored;
    • if the unemployed person was a civil servant, then the long-service pension provided for by the law on pension provision for civil servants may be added to the pension benefit assigned to him.

    Upon reaching the retirement age established by law, recipients of pension benefits can switch to an old-age insurance pension; to do this, they must contact the Pension Fund in advance.

    Raising the retirement age for civil servants from 2017

    The latest government decision to reduce pension costs resulted in the adoption of a law raising the retirement age for civil servants. The law applies to employees of state and municipal authorities, as well as to persons holding political positions. According to the adopted law, this category of citizens will have the right to receive a long-service pension benefit:

    • for men upon reaching the age of 65 years, for women at 63 years;
    • with a minimum of 20 years of work experience in government agencies.

    The increase in age and minimum work experience will occur gradually; starting from 2017, they will increase annually by 6 months.

    Will the old age pension age be raised?

    The retirement age in Russia is below average compared to other countries, while pensioners make up about 30% of our country's population.

    Our state does not have enough money to pay pension benefits, so the government has repeatedly discussed the issue of raising the retirement age. Back in 2016, the Ministry of Finance developed a plan to gradually increase the retirement age for men and women until they eventually reach 65 years old. But, since this is a very serious step that can have negative consequences, you need to carefully prepare for it.

    At the moment, an increase in the old age pension age for other citizens is not provided for by law, but it is inevitable and sooner or later it will happen.

    Applying for a pension after the due date

    In order to save money on pensions, the state encourages citizens to postpone the payment of pension benefits to a later date.

    In accordance with the law, when applying for a pension later than the entitlement to it (after 55 years for women or 60 years for men), special bonus coefficients are established for payment, increasing the amount of the pension benefit.

    Depending on the delay in establishing pension payments, increasing coefficients may be applied to the insurance pension (SP), presented in the table below:

    Number of years elapsed from the date of eligibility for an old-age pensionIncrease coefficient to SP *By ageEarly term
    1 1,07 1,046
    2 1,15 1,1
    3 1,24 1,16
    4 1,34 1,22
    5 1,45 1,29
    6 1,59 1,37
    7 1,74 1,45
    8 1,9 1,52
    9 2,09 1,6
    10 2,32 1,68

    In addition to the insurance pension, increasing coefficients are also applied to the fixed benefit (FB):

    Number of years elapsed from the date of entitlement to an old-age pensionIncrease coefficient to PV *By ageEarly term
    1 1,056 1,036
    2 1,12 1,07
    3 1,19 1,12
    4 1,27 1,16
    5 1,36 1,21
    6 1,46 1,26
    7 1,58 1,32
    8 1,73 1,38
    9 1,9 1,45
    10 2,11 1,53

    Conclusion

    The retirement age for Russian citizens, established by law, is currently 55 years for women and 60 years for men, except for civil servants, for whom, starting in 2017, the age requirements are gradually increasing by six months per year. The legislation covers a large circle of citizens who have the right, upon achieving certain conditions, to receive a pension benefit before the established age.

    Taking into account the number of citizens who continue to work after the appointment of pensions, in order to save pension funds, there is a possibility that in the coming years the government will decide to raise the retirement age for all categories of citizens, and will also revise the conditions for assigning pensions ahead of schedule. By agitating and stimulating citizens to apply for pension benefits later than the established period, the state is thereby pushing the retirement age forward. However, in 2018 this measure will not affect citizens.

    Online consultant answers to user questions

    pensionology.ru

    Retirement table in Belarus. Calculation, retirement table by year from 2017

    On April 11, 2016, the President of the Republic of Belarus signed a decree “On improving pension provision”, on the basis of which the minimum age required to obtain a labor pension will be increased by three years and by 2023 will reach 58 and 63 years for representatives of the weak and strong genders, respectively.

    Retirement age is the number of years determined by law, after which a citizen receives the right to a well-deserved rest and accrual of an old-age pension. Throughout their working career, employees and their employers make contributions to the Social Protection Fund for pension insurance in the amount of 1 and 28 percent, respectively, thereby providing the state budget with funds to pay benefits to the disabled population.

    In global practice, the average retirement age ranges from 60-65 years; retirement in Belarus currently occurs at 55 years for women and 60 for men. Due to the fact that in our country this figure is lower than the world average and most often does not correspond to the real loss of ability to work, and also due to the annually increasing number of pensioners, a decree was signed on a gradual increase in the retirement age. Thus, on January 1 of each year, starting in 2017 and ending in 2022, the minimum retirement age will increase by six months. Thus, from the beginning of 2022 it will be established at 58 and 63 years; Further changes to pension legislation are not yet envisaged.

    To explain in detail and calculate the retirement of each individual, a table of retirement by year has been compiled based on the date of birth. This reform will directly affect approximately 100 thousand people annually, 50 thousand of whom will wait an additional six months for pensions, and the remaining one year.

    Retirement table from 2017

    Date of Birth

    Retirement age, years

    Retirement period

    01.01-30.06.1962

    01.01-30.06.1957

    01.07-31.12.2017

    01.07-31.12.1962

    01.07-31.12.1957

    01.07-31.12.2018

    01.01-30.06.1963

    01.01-30.06.1958

    01.07-31.12.2019

    01.07-31.12.1963

    01.07-31.12.1958

    01.07-31.12.2020

    01.01-30.06.1964

    01.01-30.06.1959

    01.07-31.12.2021

    01.07-31.12.1964

    01.07-31.12.1959

    01.07-31.12.2022

    It is worth noting separately that the age for retirement will be determined not only by the year of birth, but also by the date of application to the relevant authority for registration of a pension. So, if a man who was born in October 1957 and has the right to take a well-deserved leave in October 2018 upon reaching 61 years of age, expresses a desire to apply for a pension benefit later, for example, in March 2019, then he will be able to do this only after reaching age 61 years and 6 months, namely in April 2019, since on January 1, 2019 the retirement age will be increased by six months.

    Currently, there are 2,354,000 pensioners in the Republic of Belarus, and in 2015 their number increased by almost forty thousand. This trend forces the state to annually seek additional resources to maintain the pension fund. Based on the graph of changes in the total number of pensioners, one can make a forecast about the upcoming costs of paying pensions: by 2020 they would have increased by 7 percent compared to 2015, and by 2030 by 20. However, the decision to gradually increase pensions and draw up a new exit table pensions from 2017 will make it possible to reduce budget expenditures on these items and, at least until 2023, maintain them at the current level.

    Thus, the application of the retirement table in Belarus will be completed after 07/01/2022, namely, from July 1, 2022 in the Republic of Belarus, women and men, with the exception of preferential categories, will go on well-deserved leave when they reach 58 and 63 years, respectively .

    myfin.by

    How to correctly determine the retirement age

    In order to improve pension provision in changing socio-demographic conditions, Decree of the President of the Republic of Belarus dated April 11, 2016 No. 137 established that starting from January 1, 2017:

    the generally established retirement age (Article 11 of the Law of the Republic of Belarus of April 17, 1992 “On Pension Security” is increased annually from January 1 by 6 months until men reach 63 years of age, women - 58 years of age;

    the age giving the right to an old-age labor pension and a labor pension for long service, assigned before reaching the generally established retirement age in accordance with legislative acts, for a long service pension according to the Law of the Republic of Belarus of June 14, 2003 “On Civil Service in the Republic of Belarus” , as well as for the monthly salary according to the Decree of the President of the Republic of Belarus of November 30, 2006 No. 705 “On the monthly salary of certain categories of civil servants”, increases annually from January 1 by 6 months, but not more than for 3 years in total .

    The duration of the insurance period required to assign an old-age pension or a long-service pension depends on the year of retirement. Thus, a citizen who plans to apply for an old-age pension in 2017 will need to document at least 16 years to become eligible for this pension. years of insurance experience.

    Table 1 for calculating the date of retirement upon reaching the generally established retirement age according to the Decree.

    retirement age

    Date of Birth

    the right to a pension arises

    insurance period required for granting a pension

    How many years of work are earnings calculated for before a pension is granted?

    1st half 1957

    2 half 2017

    1st half 1962

    2 half 1957

    2 half 2018

    2 half 1962

    1st half 1958

    2 half 2019

    1st half 1963

    2 half 1958

    2 half 2020

    2 half 1963

    The retirement age has increased by 5 years for women and men. Because of this, the retirement dates under the new pension reform have been increased:

    • women - up to 60 years old;
    • for men - up to 65 years old.

    No matter how citizens resisted, the reform was completed. We have compiled a retirement table according to the pension reform in Russia 2019 separately for men and women. The rules are not the same for everyone. The government has planned a "progressive scale". The biggest relaxation in it is made for women. The older generation will become pensioners at an earlier age, without waiting until they are 65 or 60 years old. For example, for citizens born in 1966: 65 for men and 58 for women. But for men who were born after 1963, and women born in 1968. and later you will have to work the full term.

    We also took care of those who, according to the old rules, would have retired in 2019-2020. They will become pensioners six months earlier than the new retirement age. For example, if according to the new rules a person must retire in January 2020, then in fact he will be able to do this already in July 2019. But for those who were supposed to become pensioners now, nothing has changed, which was confirmed by the latest news about the retirement age pension in 2019 in Russia. This is what the relaxation looks like in the infographic on the Pension Fund website:

    We have collected all the information in the retirement table from 2019 by year for men and women. Look up your date of birth to find out how much you will have to work. Here, for example, is the year of retirement for those born in 1967:

    • women - 2026;
    • men - 2032.

    It is important to emphasize that changes in the retirement age will not affect disabled people, large families and workers in hazardous industries. But for the “northerners,” they initially wanted to raise the retirement age, albeit to a smaller extent, but they changed their minds. The rules for them will not change.

    Those who have already become pensioners will not be affected by the changes! There is no need to go back to work.

    Table: retirement schedule from 2019

    To get an estimate for when I will retire, use our spreadsheets. We have compiled them separately for men and women. All you have to do is find your date of birth in the first column. Retirement table by year of birth in Russia according to the new law for women:

    For men:

    Rules for civil servants

    At what age do civil servants retire? They began to raise the retirement age back in 2017. These amendments affected state civil servants, municipal employees and those who permanently hold government positions in the Russian Federation and regions and municipal positions. For them, the retirement age began to gradually increase annually by six months to 65 for men and to 63 for women.

    But from 01/01/2024, this step of increasing the retirement age for civil servants will increase and become every two years. This will bring it into line with the rate of increase in the generally established age.

    Otherwise the rules remain the same.

    What about social pension?

    The deadline for granting old-age social benefits is being postponed. Let us remind you that social pensions are due to those citizens who have not earned their own insurance; this is the year of birth from which the retirement age will be increased for them:

    • for women - at 65 years old (previously it was 60);
    • for men - at 70 years old (previously - 65).

    By the way, if you look at Rosstat statistics, it turns out that in 2017 the average life expectancy for women was 77.4, and for men - 67.5. The statistics are sad, because it turns out that not every man can live to receive a social pension.

    Original script

    Let us recall that it was initially assumed that the retirement age would be increased for women by 8 years and for men by 5 years. But Vladimir Putin softened these conditions. In a statement made on August 29, 2018, he called this situation unfair and advised the government to reduce the retirement period for women by three years. Initially the following was planned.

    Here is a table for calculating the new retirement age for men:

    Table for women:

    Year of birth Year of retirement Age Age will increase by
    1964 2020 56 1
    1965 2022 57 2
    1966 2024 58 3
    1967 2026 59 4
    1968 2028 60 5
    1969 2030 61 6
    1970 2032 62 7
    1971 2034 63 8

    What else did the president change in the original order:

    1. Mothers with many children will be able to retire before the age of 60: 3 children - 3 years earlier, 4 children - 4 years earlier, 5 or more children - as now, at 50 years old.
    2. Those who, according to the new rules, were supposed to leave in 2020, will be able to do this six months earlier, that is, in 2019. We have reflected this in the table.
    3. Additional guarantees for workers of pre-retirement age. During the 5 years before retirement, they cannot be fired or refused employment because of their age. For such a violation there is now liability up to and including criminal liability.
    4. Benefits remain for miners, workers in hot shops, chemical plants, Chernobyl victims, and a number of other categories.
    5. For the indigenous peoples of the North, the previous conditions of appointment remain the same.
    6. Benefits are provided for village residents.
    7. For the transition period, all federal benefits in force as of December 31, 2018, including real estate and land taxes, are preserved. The same applies to regional benefits: free travel for housing and communal services, for major repairs and gasification, for medicines, etc.
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