From August 1, 2018, pensions for working pensioners were increased as a result of adjustments to insurance payments made by the Pension Fund. Exactly how much pensions will be increased for working pensioners depends on age and salary. The Russian Pension Fund announced that overall pensions will rise by three pension points. These measures were taken to compensate employed pensioners for the lack of indexation.
Indexation of pensions for working pensioners was canceled in 2016. The reason for this is considered to be the financial crisis in Russia. The abolition of indexation led to problems associated with a deterioration in the quality of life of older people. Today, the government does not dare to resume indexation for all pensioners, from time to time charging working citizens retirement age minor increases.
The maximum increase in pension for working pensioners in Russia from August 1, 2018 was 235.74 rubles. The recalculation of the insurance pension is carried out automatically. There is no need to submit an application to the Pension Fund for this. Last year, as a result of recalculation, the average increase was 169 rubles.
An increase in the pension of working pensioners through recalculation occurs annually, however, the indexation of pensions for this category of citizens has been frozen since 2016.
Last year, pensions were recalculated for 11.8 million pensioners.
Since 2013, the growth of pensions for this category of citizens has amounted to
- 2013 - 10.7 thousand rubles.
- 2014 - 11.6 thousand rubles.
- 2015 - 12.8 thousand rubles.
- 2016 - 13.2 thousand rubles.
- 2017 - 13.8 thousand rubles.
- 2018 - 14.2 thousand rubles.
To obtain the right for a working pensioner to receive indexation, quit your job. In this case, after three months he will begin to receive an indexed pension, and he will be compensated with the money for these three months.
For example, a pensioner quit his job in March. In April, the Pension Fund will receive reports from the employer indicating that the pensioner is still listed as working. In May, the Pension Fund will receive reports for April, in which the pensioner is no longer listed as working.
In June, the Pension Fund of the Russian Federation decides to resume indexation, and in July the pensioner receives the full pension amount, as well as the monetary difference between the previous and new pension amounts for the previous three months - April, May, June. That is, the pensioner begins to receive the full pension the same three months after dismissal, but these three months will be compensated to him.
The principle of recalculation and increase of pensions for working pensioners
Recalculation of pensions based on earned points, as well as indexation for inflation, is of an undeclared nature. This means that from August 1, Pension Fund employees will recalculate the amount of pension due for payment, without the participation of the pensioner himself.
There is no need to write any statements or submit any documents to the Pension Fund. All the data is available in the Fund anyway: thanks to the fact that employers regularly submit reports, including the monthly SZV-M, from which it is clearly visible which of the pensioners continues to work.
You also need to remember that pensions for working pensioners in the Pension Fund will be increased not according to the traditional scheme by a certain percentage, but individually and depending on
- The salary level of a working pensioner.
- The presence or absence of disability.
- Work experience
In addition, periods when a person was entitled not to insurance experience, but to points for non-insurance periods, should be taken into account. For example, when caring for elderly parents. For undeclared recalculation of the insurance portion labor pension Absolutely all recipients of old-age labor pensions have the right, for whom employers calculated and paid insurance premiums last year (even for just 1 month of the year).
Although there is no need for pensioners to visit the territorial bodies of the Pension Fund of the Russian Federation, and an increase in the size of the insurance part of their labor pension, taking into account the amounts of insurance contributions paid by their employers in 2017 and in the first quarter of 2018, will occur in July without an application, as the Fund recalled, it is possible still provide any documents clarifying your experience and points. The Pension Fund also reminded that only those pensioners who worked legally in 2017 will receive an increase.
Working pensioners are deprived of indexation of their pensions at least until 2020. The state has been saving money on them since 2016, and the only way for a pensioner who continues to work to increase their pension is to quit their job. However, once a year pensions for this category of elderly Russians increase. This happens in August, when the Pension Fund recalculates the number of pension points and sets an increase in pension for the points accumulated during the year. Recalculation of pensions for working pensioners from August 1, 2018 - how much pensions will increase for pensioners who continue to work at the end of summer.
Recalculation of pensions for working pensioners from August 1, 2018
In August of each year, working pensioners have their pensions recalculated based on the results of their work in the previous year. calendar year. This means that from August 1, 2018, the size of pensions for this category of senior citizens will be increased depending on whether the pensioner worked in 2017, how long he worked last year and what salary he officially received.
The following factors will affect the recalculation amount:
- whether the pensioner worked throughout 2017 or only part of it,
- how high the pensioner’s official salary was.
The maximum recalculation amount is the value of three pension points. Those who worked throughout the last year and received a salary of more than 20 thousand rubles can count on the maximum.
Please note that the recalculation will also affect those pensioners who are currently no longer working, but worked in 2017!
As for what the specific amount of recalculation of pensions for working pensioners will be from August 1, 2018, then in this case You need to remember one more important nuance.
How much will pensions for working pensioners be recalculated in 2018?
This nuance is as follows. Working pensioners who have been working for the last several years in a row have had all indexation frozen. This means not only that their pensions do not increase at the beginning of the year, when indexation takes place for non-working old-age pension recipients. This also means that the value of their pension point is frozen at the level it was at the time of their return to work or at the time of their old-age pension with job retention.
In 2018, the cost of one pension point is 81.49 rubles. This means that the maximum recalculation (three points) is 244 rubles 47 kopecks. But this is for those who worked throughout 2017, received a salary of more than 20 thousand rubles, and now are no longer working.
If the pensioner continues to work, then the Pension Fund of the Russian Federation will use not the 2018 indicator as the value of the pension point, but the indicator that was at the time of the freeze. For example, if a pensioner retired several years ago, but retained his job, the Pension Fund will take into account the value of the pension point for 2015 (the moment of freezing). This is 71.41 rubles. The maximum recalculation will be only 214 rubles 23 kopecks.
Is it possible for a working pensioner to achieve a full recalculation of his pension?
Working pensioners receive a recalculation of their pensions, taking into account all those indexations that have passed by, immediately after leaving work.
In practice it looks like this. If a pensioner resigns in July 2018, he will be entitled to an increased pension starting in August. But due to certain features of companies’ accounting reports to the Pension Fund and the work of the pension fund itself, the increase itself will occur only in the third month after dismissal. In our example, the pensioner will receive in October increased pension for October and the difference between the old and new pension amounts for August and September.
The Pension Fund quite officially explains that in the case when a pensioner returns to work, having received a recalculation of his pension, no one will take away the increase from him.
He will receive an increased pension and salary. True, the next indexation of the pensioner will not be affected again.
In particular, no one is stopping a pensioner from getting a job with the same employer for the same job. workplace. Therefore, if there is such an opportunity to quit and return to work, and there is also a sense in such a step (for several months you will have to sit without a salary, on one pension, and the question is whether increasing your pension is worth it), a working pensioner can take advantage of it for an additional increase .
Should working pensioners expect a return to indexation?
Almost certainly not worth it. What is happening in Russia in 2018 should make it clear to Russians that times have finally changed.
In those years when the state earned huge money from the sale of natural resources abroad, it could more or less adequately provide ordinary people, including pensioners. Pensions increased, the country's economy grew. There was enough money not only for oligarchs close to power, but also for ordinary people.
Now times are completely different. The state, through its policies, brought the country under sanctions; the economy was never seriously reformed to modern conditions. While high-tech giants became the largest companies all over the world, in Russia they relied on the oil and gas industry in the old fashioned way.
This policy has led to the fact that there is little money in the country, and first of all it is provided by oligarchs close to the authorities. There is no money left for ordinary people, so the budget is saved on the largest social expenses - pensions. Starting next year, it is planned to raise the retirement age. Due to this, current pensioners will supposedly receive a significant increase of a thousand rubles per month each, but the state will take back even more by increasing the VAT tax.
It is at least naive to expect that working pensioners will receive an increase on the same basis as non-working ones. Officially, the freeze on pensions for working pensioners has been extended until 2020; nothing prevents it from being extended beyond this period for as long as desired.
16/04/2017
Every year, an increase for working pensioners in August is carried out by the Pension Fund according to the new Law No. 400-FZ. Not only the name of the allowance has changed, but also the basic calculation rules.
Currently, the increase in pension amounts in August for working pensioners is called recalculation. It is carried out without submitting an application. As a result, the number of points accumulated at the end of the year and the amount of monthly payments themselves increases.
Therefore, it would be incorrect to call such an increase indexation. is not carried out, but recalculation is carried out for work in August. You can find out what the increase will be in August and whether you are entitled to it from this article.
What pensions will increase from August 1
Calculation of additional payments is carried out only for insurance pensions. This is due to the fact that the increase occurs only due to insurance premiums. All other payments remain the same. It must also be emphasized that there will be no increase in the fixed payment from August. will also remain the same.
Working pensioners who receive old-age and disability insurance pensions have the right to an increase if they received a “white” salary. Recipients of payments in the event of the loss of a breadwinner also have the right to recalculation, but only once - from August 1 of the year following the year the payments were assigned.
What is pension recalculation in August for working pensioners?
First, you need to remember that the amount of any insurance pension is calculated based on (individual coefficient). And even after her appointment, their number is not final. For a working pensioner, their number may be increased.
Since 2015, all insurance contributions from our salaries are transferred into points and taken into account on an individual basis.
Many continue to work after retirement. In this case, insurance premiums from their wages continue to go to the Pension Fund. They are converted into so-called points. To get them back as part of your pension, you do not need to write any applications. For this purpose, the Pension Fund of the Russian Federation will carry out an undeclared return of accumulated points annually in August for pensioners who continue to work.
Recalculation for pensioners in August (clause 3, part 1, article 18 of the Law “”) is calculated based on unaccounted coefficients after the pension was assigned.
- For example, recalculation in August 2018 for working pensioners will be calculated from unaccounted points for the period of work from January 1, 2017 to December 31, 2017. If he officially worked during the specified period, then an increase will be established for him from August 1, 2018.
Recalculation restrictions in August
Salaries, and therefore insurance premiums not taken into account after appointment, are different for all working pensioners. Therefore, the bonus in August will be individual.
But there are important restrictions introduced by part four of Article 18 of Law No. 400-FZ:
1. For “silent” pensioners who do not have a funded payment, the maximum such increase in August is limited to 3 points.
2. For those who create savings in non-state pension funds (NPFs) and management companies, the maximum increase in the month of August is limited to 1.875 points.
Due to the fact that since 2014 all our insurance premiums are transferred to the formation of insurance payments, regardless of the choice of NPF or Management Company, then for recalculation in August 2018 the maximum limit will be three points for everyone.
How is the increase calculated for working pensioners in August?
Let's look at the recalculation in August using examples. To calculate the increase from August 1, 2018, we need to know the following data:
1. The amount of unaccounted insurance premiums for the period of work from 01/01/2017-12/31/2017;
2. The standard amount of insurance premiums in 2017 (approved by the Decree of the Government of the Russian Federation is equal to 140,160.00 rubles).
Example 1. Recalculation for a working pensioner in August 2018 with a small salary:
- Olga Sergeevna insurance pension old age was appointed in 2012, but she worked in 2017 as a pastry chef. Her salary was 16,000 rubles per month.
Step 1. Let's calculate the annual amount of insurance premiums for 2017;
A) The total annual salary is 192,000 rubles (6,000 rubles * 12 months)
B) The amount of insurance premiums for the year is 30,720 rubles (192,000 rubles * 16%)
Step 2. Let's convert the annual amount of insurance premiums into points; Let’s use the approved formula and the number of accumulated coefficients for Olga Sergeevna in 2017 will be equal to 2.192 (30720/140160*10)
Step 3. Find out the increase in rubles;
Due to the fact that Olga Sergeevna quit her job back in January 2018, the calculated coefficients must be multiplied by the current value of the pension point as for a non-working pensioner. As a result, we will receive an increase from August 1, 2018 in the amount of 178 rubles 63 kopecks (2.192 * 81 rubles 49 kopecks).
Example 2. Recalculation for a working pensioner in August 2018 with a large salary:
- Anna Borisovna was granted an old-age insurance pension in 2014, but she continues to work to this day as a production manager. In 2017, her salary was 32,000 rubles per month.
Step 1. Let's calculate the annual amount of insurance premiums for 2017;
A) The total annual salary is 384,000 rubles (32,000 rubles * 12 months)
B) The amount of insurance premiums for the year is 61,440 rubles (384,000 rubles * 16%)
Step 2. Let's convert the annual amount of insurance premiums to pension coefficients;
Let’s use the approved formula and the number of points accumulated for Anna Borisovna in 2017 will be equal to 4.384 (61440/140160*10)
Step 3. Find out the increase in rubles;
Due to the fact that the maximum increase is limited to 3 points, when recalculating Anna Borisovna from August 2018, only 3 coefficients will be taken into account instead of the calculated 4,384 points.
And since it is continuously working to this day, the amount of increased payments will be 214 rubles 23 kopecks (3 * 71 rubles 41 kopecks).
From the above examples, you can see that the final amount of the increase as a result of the August recalculation for working pensioners depends not only on the points earned, but also on
Pensions for working pensioners are now being increased only in the form of annual recalculation, which . The law does not provide for any additional increases in 2019 for them, since... In the future, this approach of the Government does not intend to change despite . However, all “missed” indexations over the years will be taken into account in the amount (that is, after the termination labor activity and transition of a pensioner into the category of unemployed, for which the usual procedure for indexing pensions is provided).
The increase in pensions for working pensioners as a result of the August recalculation in 2019 is carried out at the expense of accumulated were not taken into account previously. These points (coefficients) are formed by paying insurance premiums from wages over the past year- that is, when recalculating the pension amount in August 2019, contributions paid for the pensioner by the employer will be taken into account during his career in 2018(if they were not taken into account earlier).
For non-working pensioners no increase is made as a result of recalculation from August 1, since when assigning them pension payments all accumulated pension points have already been taken into account in full. For them, pension increases are made in the form of annual indexations, which. And the next indexation is now expected from January 1, 2020 in the form pension increases
Recalculation of pensions for working pensioners in 2019
Despite the State Duma deputies, the return to the usual indexation procedure for working pensioners is still at the legislative level we never returned to discuss this issue. The Government's final position on the issue of indexation of pensions for working pensioners was recently announced by Finance Minister and First Deputy Prime Minister Anton Siluanov. During his speech in the Federation Council on June 27, 2018, he announced that the Government would index pensions for citizens who continue to work doesn't plan anymore.
The Government considers the concept adopted in 2016 regarding this category of pensioners to be fair the following reasons:
Based on all of the above, the Cabinet of Ministers believes that it is inappropriate to change the indexation rules adopted in 2016, since the main task of the Government is ensuring a high rate of income growth for the population as a whole, which in relation to employed pensioners is already carried out in full due to the growth wages, which in last years notes the State Statistics Service.
Pensions for working pensioners in 2019 - latest news from the State Duma
Opposition parties in the State Duma tried repeatedly to restore“frozen” indexation for this category of citizens, for which they were prepared and submitted for consideration several bills:
- Bill No. 294971-7 from deputies of the Communist Party faction (introduced to the State Duma in October 2017), which proposed restoring the indexation of payments to working citizens from February 1, 2018
- Deputies from A Just Russia in December 2017 proposed their draft law No. 340074-7, which envisaged not only the abolition of the indexation freeze, but also payment to citizens of all lost funds during such a moratorium.
- A similar bill from the LDPR faction No. 362896-7 was introduced in January 2018 and proposed the lifting of the moratorium on indexation, starting from July 1, 2018
Unfortunately, there are no proposals to lift the moratorium on indexation of pensions for working pensioners, since 2016 it has not been accepted. In view of the direction in which the Government is proposing a new one, change this approach not planned in the coming years.
All proposed bills were considered postponed indefinitely, and the conclusion of the Legal Department of the State Duma contained negative feedback . In particular, it was noted that the adoption of such a law:
- first of all, will require additional costs, which were not initially included in the budget (and the main purpose of adopting the relevant amendments is precisely savings budget funds and reducing the deficit Pension Fund);
- will violate the existing “development concept” pension system Russia", which involves indexation of pensions only for non-working pensioners;
- will violate the principle of social justice and somehow infringe on the rights of citizens who already receive pensions.
Recalculation after dismissal in 2019
The government has provided that all annual indexations that were missed due to its “freezing” for working pensioners since 2017 will be taken into account when determining the final pension amount after dismissal. Since January 1, 2018, Law No. 134-FZ of July 1, 2017 has been in force, according to which such carried out from the 1st day of the next month after termination of employment.
The fact that a citizen has stopped working, There is no need to notify the Pension Fund:
- Since 2016, the Pension Fund has received monthly reports from employers, which contain all the information about working and retired citizens by month.
- Information about the termination of activities of self-employed citizens (lawyers, individual entrepreneurs, etc.) is received by the Pension Fund from the Federal Tax Service.
However, in fact, the increased pension, taking into account all the indexation due, will be paid only in 3 months after termination of employment. But all additional payments due for these three months will be compensated to the pensioner in full.
This 3-month delay in payment of the increased pension after dismissal is due to a number of reasons: technical features:
- The employer's reporting for the past month is sent to the Pension Fund until the 15th of the current month. This means that a retired pensioner will be listed as working in the Pension Fund for at least a few more weeks.
- After receiving the employer’s report with information about the dismissal of the Pension Fund employee, within a month will recalculate and make a decision on payment of an increased pension, taking into account the missed indexations.
- Pensions will begin to be paid at an increased rate from next month after the Pension Fund has made a decision to conduct a recalculation.
Starts from January 1, 2019 pension reform to raise the retirement age. Negative sentiments in society regarding this matter do not subside. However, the possibility of an even worse scenario cannot be ruled out – the complete cancellation of pensions for working pensioners.
The International Labor Organization convention states that a pension is compensation for lost earnings in case of incapacity. This Convention also applies to Russia.
Thus, in theory, in order to receive a pension, 2 basic conditions must be met:
- the person must be disabled;
- shouldn't work.
However, in Russia, working pensioners receive pensions. But at the same time, since 2016, the authorities began to take restrictive measures.
Stage No. 1: freezing pension indexation from 2016
Today in Russia there are about 9,000,000 working pensioners. While they are working, they are not entitled to pension indexation. This rule has been in effect since 2016.
However, in the event of dismissal, the pensioner receives the amount of the insurance pension and a fixed payment to it, taking into account the indexation and adjustment that took place during the period of his work, starting from the 1st day of the month following the month of termination of work. In other words, the principle of “deferred indexing” is now applied.
The abolition of indexation caused a lot of noise at the time, but in the end, everyone came to terms with this state of affairs. Therefore, the authorities are not going to change the decisions made in this regard. Cm. "".
Stage No. 2: abolition of pensions for working pensioners
Many people know that before implementing unpopular decisions it is customary to “test the waters.” There is a discussion on the Internet that some media outlets are now specifically raising the issue of completely canceling pensions for those who continue to work. After all, you need to look at the reaction of society.
Statement by the Deputy Minister
Back on July 11, 2018, Deputy Minister of Labor and Social Protection A. Pudov stated that such a decision will not be made within the framework of changes to the pension system planned by the Government - working pensioners will continue to receive pensions.
Radio information
In October 2018, one federal radio station discussed that if a pensioner’s monthly income is more than 2.5 subsistence minimums, then it makes sense to abolish fixed payment to the insurance pension for such citizens.
OPFR for the Republic of Tatarstan
“The icing on the cake” was this message: “ Working pensioners must resign before the end of 2018, otherwise their pension will not be indexed " Then the UPFR Branch for the Republic of Tatarstan had to refute this news on the official website of the Pension Fund of Russia.
OPFR in the Ulyanovsk region
On October 19, 2018, the UPFR for the Ulyanovsk region reports on the FIU website:
“Don't believe the rumors! All “missed” pension indexations during the pensioner’s period of work will be compensated to him after dismissal.”
The Ulyanovsk Region branch of the Pension Fund of the Russian Federation is concerned about the large number of calls from working pensioners.
Citizens are concerned about the information that if they do not quit before the end of the current year, the pension will not be increased taking into account the indexations that took place during the period of their working activity. This information is not true.
According to current legislation, the pension of a working pensioner is not indexed, but after dismissal he begins to receive a pension in full size taking into account all indexations that took place during the period of his work. The date of dismissal does not matter: the rule will apply even if the pensioner quits on next year or in a few years.
Conclusion
The fact remains that more and more rumors are appearing about the possible limitation or abolition of pensions for working pensioners. And as we know, there is no “smoke without fire.”
However, it is worth recalling that Art. 39 of the Constitution guarantees the right of a Russian citizen to receive a pension benefit in cases provided for by law: upon reaching retirement age, upon receipt of disability, or in the event of the loss of a breadwinner. Therefore, it is impossible to completely cancel pension payments - you can only change the conditions for receiving it.
