42. Conditions for granting a pension in the event of the loss of a breadwinner. The circle of persons entitled to a survivor's pension

Labor pension in case of loss of a breadwinner is a monthly cash payment from the pension fund assigned to members of the deceased’s family, who were, as a rule, his dependents, in order to compensate them for the earnings or other income of the deceased breadwinner.

The conditions for assigning pensions in cases of loss of a breadwinner can be divided into two groups:

1 group. Conditions relating to the breadwinner himself. These include:

Death of the breadwinner or his unknown absence;

The fact of insurance in the pension insurance system.

2nd group. Conditions relating to family members of the deceased. These include:

Family members must be included in the circle of persons entitled to a survivor's pension;

Must be disabled;

Must be dependent on the deceased (as a rule).

Labor pension in case of loss of a breadwinner not prescribed in the following cases:

1. If the breadwinner was not insured in the pension insurance system.

2. If you intentionally caused harm to your health (there must be a court decision).

3. If death occurred during the commission of an intentional criminal act (also by court decision).

Regardless of the fact of being a dependent, a labor pension in the event of the loss of a breadwinner is assigned:

1) Children under 18 years old

2) Parents or spouses of the deceased, if they subsequently lost their source of livelihood.

3) One of the parents or spouse, grandfather, grandmother, brother or sister of the deceased breadwinner, regardless of age and state of working capacity, who are engaged in caring for children, brothers, sisters or grandchildren of the deceased breadwinner, under 14 years of age, and do not work.

4) Parents of deceased military personnel and widows of deceased military personnel.

The circle of persons entitled to a survivor's pension is Article 9 of the Federal Law “On Labor Pensions”, paragraphs 2, 8 and 9.

43. Labor pension in case of loss of a breadwinner and the procedure for determining its size.

In accordance with Art. 9 Federal Law No. 173 "On labor pensions in the Russian Federation."

clause 1. The right to a labor pension in the event of the loss of a breadwinner has the disabled members of the family of the deceased breadwinner who were his dependents (with the exception of persons who have committed an intentional criminal act that resulted in the death of the breadwinner and was established in court). One of the parents, spouse or other family members specified in subparagraph 2 of paragraph 2 of this article is assigned the specified pension regardless of whether or not they were dependent on the deceased breadwinner. The family of an unknown breadwinner is equated to the family of a deceased breadwinner if the unknown absence of the breadwinner is certified in the prescribed manner.

clause 5. Disabled parents and the spouse of the deceased breadwinner, who were not dependent on him, have the right to a labor pension in the event of the loss of a breadwinner, if, regardless of the time that has passed since his death, they have lost their source of livelihood.

clause 6. Family members of the deceased breadwinner, for whom his help was a constant and main source of livelihood, but who themselves received some kind of pension, have the right to switch to a labor pension in the event of the loss of a breadwinner.

clause 7. The labor pension in the event of the loss of a breadwinner-spouse is preserved upon entering into a new marriage.

clause 8. Adoptive parents have the right to a labor pension in the event of the loss of a breadwinner on an equal basis with their parents, and adopted children - on an equal basis with their own children. Minor children who have the right to a labor pension in the event of the loss of a breadwinner retain this right upon their adoption.

clause 9. The stepfather and stepmother have the right to a labor pension in the event of the loss of a breadwinner on an equal basis with the father and mother, provided that they raised and supported the deceased stepson or stepdaughter for at least five years. A stepson and stepdaughter have the right to a labor pension in the event of the loss of a breadwinner on the same basis as their own children, if they were raised and supported by a deceased stepfather or stepmother, which is confirmed in the manner determined by the Government of the Russian Federation.

clause 10. The labor pension in case of loss of a breadwinner is established regardless of the duration insurance period the breadwinner, as well as the cause and time of his death, except for the cases provided for in paragraph 11 of this article.

clause 11. If the deceased insured person has no insurance experience at all, as well as in the event that the person commits an intentional criminal act that entailed the death of the breadwinner and was established in court, a social pension in the event of the loss of a breadwinner is established in accordance with the Federal Law "On state pension provision in Russian Federation". In this case, paragraph 12 of this article applies.

clause 12. If the death of the insured person occurred before the accumulative part was assigned to him labor pension in old age or before recalculation of the amount of this part of the specified pension, taking into account additional pension savings, funds accounted for in a special part of his individual personal account (with the exception of funds (part of the funds) of maternal (family) capital aimed at forming the funded part of the labor pension, and income from their investment), are paid in accordance with the established procedure to the persons specified in paragraph 12 of Article 16 of this Federal Law. In this case, the insured person has the right at any time, by submitting an appropriate application to the Pension Fund of the Russian Federation, to determine specific persons from among those specified in paragraph 12 of Article 16 of this Federal Law or from among other persons to whom such a payment may be made, and also to establish in what shares should be paid distribute the above funds among them. Said statement may be presented in the form of an electronic document, the procedure for execution of which is determined by the Government of the Russian Federation and which is transmitted using public information and telecommunication networks, including the Internet, including a single portal of state and municipal services. In the absence of the specified application, the funds recorded in the special part of the individual personal account, subject to payment to the relatives of the insured person, are distributed among them in equal shares.

In the case provided for in paragraph 12 of Article 9 of this Federal Law, the persons specified in the application of the insured person on the procedure for distributing funds accounted for in the special part of the individual personal account are paid the specified funds.

In the absence of the specified application of the insured person, payment is made to his relatives, which include his children, including adopted children, spouse, parents (adoptive parents), brothers, sisters, grandparents and grandchildren, regardless of age and disability, in the following sequence:

* first of all - to children, including adopted children, spouses and parents (adoptive parents);

* secondly - to brothers, sisters, grandfathers, grandmothers and grandchildren.

Payment of funds to the relatives of the deceased breadwinner of one line is carried out in equal shares. Relatives of the second priority have the right to receive funds accounted for in a special part of the individual personal account of the deceased breadwinner only in the absence of relatives of the first priority.

If the insured person does not have relatives specified in this paragraph, these funds are taken into account as part of the reserve of the Pension Fund of the Russian Federation for compulsory pension insurance. In this case, a special part of the individual personal account of the insured person is closed.

The size of pensions in case of loss of a breadwinner is determined in accordance with Art. 16 and 30 Federal Law No. 173 "On labor pensions in the Russian Federation."

The labor pension in case of loss of a breadwinner consists of only two parts:

* basic part;

* insurance part.

Article 16. Amounts of labor pensions in case of loss of a breadwinner

1. The amount of the labor pension in the event of the loss of a breadwinner (with the exception of the labor pension in the case of the loss of a breadwinner for children who have lost both parents, or the children of a deceased single mother) for each disabled member of the family of the deceased breadwinner is determined by the formula:

P = PC / (T x K) / KN + B, where

P - the amount of labor pension in case of loss of a breadwinner;

PC - the amount of the estimated pension capital of the deceased breadwinner (Article 29.1 of this Federal Law), taken into account as of the day of his death;

T - the number of months of the expected period of payment of the old-age pension (clause 1 of Article 14 of this Federal Law);

K is the ratio of the standard duration of the breadwinner's insurance period (in months) as of the day of his death to 180 months. The standard duration of the insurance period until the deceased breadwinner reaches the age of 19 is 12 months and increases by 4 months for each full year age starting from 19 years, but not more than 180 months;

KN - the number of disabled family members of the deceased breadwinner who are recipients of the specified pension established in connection with the death of this breadwinner as of the day from which a labor pension in the event of the loss of a breadwinner is assigned to the corresponding disabled family member;

B - fixed basic size of labor pension in case of loss of a breadwinner.

In accordance with the Federal Law “On State Pension Provision in the Russian Federation”.

clause 4. art. 15. A pension in the event of the loss of a breadwinner for family members of military personnel who served in conscription as soldiers, sailors, sergeants and foremen is established depending on the cause of death of the breadwinner in the following amount:

1) pension in the event of the loss of a breadwinner due to a military injury for each disabled family member of a deceased (deceased) serviceman - 200 percent of the social pension specified in subparagraph 1 of paragraph 1 of Article 18 of this Federal Law.

The loss of a breadwinner due to a military injury is considered to be his death resulting from the reasons specified in subparagraph 1 of paragraph 2 of this article;

2) a pension in the event of the loss of a breadwinner due to an illness received during military service, for each disabled family member of a deceased (deceased) serviceman - 150 percent of the social pension specified in subparagraph 1 of paragraph 1 of Article 18 of this Federal Law.

The loss of a breadwinner due to a disease acquired during military service is considered to be his death, which occurs due to the reasons specified in subparagraph 2 of paragraph 2 of this article.

clause 3. art. 17. A survivor’s pension for family members of citizens affected by radiation or man-made disasters is assigned in the following amount:

* children who have lost both parents, or children of a deceased single mother - 250 percent of the social pension provided for in subparagraph 1 of paragraph 1 of Article 18 of this Federal Law (for each child);

* other disabled family members of the deceased breadwinner - 125 percent of the social pension provided for in subparagraph 1 of paragraph 1 of Article 18 of this Federal Law for each disabled family member.

In accordance with Law No. 4468-1.

Article 36. Pension amounts. The survivor's pension is set in the following amounts:

a) for the families of persons specified in Article 1 of this Law who died due to the reasons listed in paragraph "a" of Article 21 of this Law - 40 percent of the corresponding amounts of the breadwinner's allowance provided for in Article 43 of this Law for each disabled family member. At the same rate, a pension is established, regardless of the cause of death of the breadwinner, for the families of deceased pensioners who were disabled on the day of death due to a military injury, for children who have lost both parents, and for the children of a deceased single mother;

b) families of persons specified in Article 1 of this Law who died due to the reasons listed in paragraph "b" of Article 21 of this Law - 30 percent of the corresponding amounts of the breadwinner's allowance provided for in Article 43 of this Law for each disabled family member.

Article 37. Minimum pension amounts in case of loss of a breadwinner. The survivor's pension assigned to the families of persons specified in Article 1 of this Law and the families of deceased pensioners from among these persons cannot be lower than:

a) when calculating a pension in accordance with paragraph "a" of Article 36 of this Law - 200 percent of the calculated amount of the pension specified in part one of Article 46 of this Law, for each family member entitled to receive it;

b) when calculating a pension in accordance with paragraph "b" of Article 36 of this Law - 150 percent of the calculated amount of the pension specified in part one of Article 46 of this Law, for each family member entitled to receive it.

Under insurance pensions children under 18 years of age (up to 23 years of age in full-time education) are entitled to monthly compensation payments for the work or performance of official duties of the deceased breadwinner until the appointment of an appropriate breadwinner. pension provision. In its turn social pensions accrued in social security format. *

(* There is a complete analogy with this, paid both in the form social insurance, and in the form state social security. )

The conditions and procedure for providing these compensations are established in the articles of federal laws:

• “About insurance pensions” dated December 28, 2013 No. 400-FZ;
• “On state pension provision in the Russian Federation” dated December 15, 2001 No. 166-FZ;
• on pension provision for military personnel and members of their families dated February 12, 1993 No. 4468-1.

The following categories of citizens can count on pension provision:

• insurance pension- children of workers (who had official work experience);
• military pension- family members of military personnel;
• social pension - children of disabled citizens who did not have insurance (work) experience;
• state pension- children of citizens affected by radiation and man-made disasters.

Read more about the types and amounts of pensions in Russia (including pensions assigned to children) on the specialized portal pensionology.ru.

The child’s representative (parent, adoptive parent, guardian or trustee) has the right to apply for registration of this type of pension provision at any time after the relevant right arises, but until the child becomes able to work.

Survivor's insurance pension

In general, the law provides for the assignment of insurance pensions to citizens who paid insurance premiums for compulsory pension insurance, and dependent members of their families. In this case, the pension authorities take into account the following circumstances:

• When calculating pensions, the concept is used insurance period- the period of performance of certain work by the breadwinner, for which contributions were made to the Pension Fund (PF);
• length of service, the amount of contributions paid to the Pension Fund, temporary refusal to receive an insurance pension (optional) affect individual pension coefficient(an indicator reflecting the pension rights of accrual recipients);
• other concepts relating to pension provision for children and other dependents in the event of the loss of a breadwinner are reflected in Art. 3 of Federal Law No. 400-FZ;
• minor children who already received a pension (for example, a social disability pension), for whom the income of the breadwinner was the main means of subsistence, are given the right to switch to his insurance pension payments.

Upon conscription - state pension provision

Conclusion

The state, by regulations, guarantees financial security the least protected members of society after the loss of their breadwinner. You can count on an insurance pension children of workers, employees and military personnel who died while performing their duties, as a result of an unforeseen situation or after being injured at work.

Children's size pension payments will depend on the parent’s insurance experience, the child’s ability to work and age, the conditions of the death of the breadwinner and other indicators. If a child is not entitled to an insurance pension due to the death of his father or mother, he will receive a social pension.

Material support for disabled or economically vulnerable citizens is the responsibility of each state. Today in the Russian Federation about 43 million people are pensioners. Most apply for old-age payments, but there are also those who are interested in a survivor's pension. Find out what the essence of such benefits is, what package of documents you need to collect to complete them, and where to apply.

What is a survivor's pension?

In essence, this compensation from the state is the receipt by family members of the deceased person’s labor pension. It cannot be bequeathed or inherited, but if after the death of a person there are people left who depended on him financially or were dependent on the deceased, the state necessarily takes upon itself financial support and pays a pension. In addition, the basis for receiving funds is the recognition of a person as missing. A survivor's pension can be of several types.

Insurance

The main purpose of such compensation is to reimburse the state for material assets to all disabled family members of the deceased who were fully supported by the insured person. Priority for payment of insurance benefits is given to the children of the breadwinner, followed by immediate relatives. The assignment of an insurance pension occurs only when its recipients are considered disabled. In rare cases, the amount is calculated indefinitely.

State

It is one of the mandatory state pensions and is regulated by regulations No. 166-F3 and 400-FZ. When compared with other types of payments, the survivor's pension is assigned not specifically to the insured person, but to members of his family who were dependent before his death. On state provision citizens may be present if their deceased relative belonged to one of the following categories:

• was in military service;
• was an astronaut, tester or researcher by profession;
• took part in the prevention of radiation or man-made disasters.

Social

Benefits of this nature are usually assigned to children minor age. Important: in order to apply for social benefits, the deceased relative must have no work experience at all. In other cases, labor benefits are assigned. The features of social payments are as follows:

• The size of the survivor's pension is fixed and is indexed every year according to inflation.
• Required condition for its calculation is the citizen’s incapacity for work, the presence of Russian citizenship or a residence permit.
• If the amount of money is below the minimum living allowance, then the state makes a social supplement.
• When applying for a paid job material aid from the state does not stop.

Military

Separately, the state singles out people in uniform who, due to their duty, are at risk own life. If an officer or soldier is killed in the line of duty, then dependents are assigned a survivor's pension in the amount of 200% of the social benefit paid for each family member. As a rule, this amount is within 9920 rubles. When there were other causes of death for military pensioners, the percentage of funds would be 150 or 7440 rubles.

Although, according to Russian legislation You cannot receive two pensions at the same time; amendments have been made for some categories of citizens. For example, the exception is the widows of a deceased serviceman who died during compulsory military service. The wife has the right to receive her husband's benefits along with other payments. However, this amendment applies until she marries again.

Legal regulation

According to the Constitution of the Russian Federation, every citizen is guaranteed social Security due to illness, age or disability, for raising children, as well as in the event of the loss of a benefactor. The calculation of pension benefits is regulated by the following regulations:

• The provisions of Articles 39, 72 of the Constitution of the Russian Federation.
• Resolution of the Ministry of Labor of the Russian Federation No. 9 of January 27. 1993 “On approval of the clarification “On the procedure for determining the amount of actual damage for establishing pensions for military personnel, disabled people of the Chernobyl disaster and their families in the event of the loss of a breadwinner.”
• Legislative Act No. 18-FZ of March 21, 2005 “On federal budget funds allocated to the Pension Fund of the Russian Federation for reimbursement of expenses for the payment of insurance or labor pensions for old age, disability, and in the event of the loss of a breadwinner to certain categories of citizens.”
• Regulatory document dated December 15, 2001 No. 167-FZ “On compulsory pension insurance in the Russian Federation.”
• The first paragraph of Article No. 11 of Law No. 173-FZ of December 17, 2001.
• Decree of March 18, 2010 No. 167 “On approval of the coefficient of additional increase from April 1, 2010, in the amount of the insurance part of the labor pension for disability or in the event of loss of a breadwinner.”
• Guarantees for family members of military personnel are established by the federal law “On the Status of Military Personnel.”

Changes in legislative acts in 2019

Today, regulations have undergone minor changes. Thus, in accordance with the law, a survivor's pension is calculated and paid even when the deceased had adopted children rather than his own. A stepmother or stepfather has the same rights to receive financial compensation as parents, but only if they raised their stepson and can provide documentary evidence. Moreover, the documents contain instructions that the period of guardianship lasted at least 5 years.

Who is entitled to survivor benefits?

When applying for a pension, one of the important points is understanding which categories of citizens fall under the current legislation. The list of beneficiaries is as follows:

• assigned to disabled children under 18 years of age;
• disabled children under 23 years of age or students who cannot support themselves;
• family of the deceased - spouse, parents or forefathers of the deceased citizen;
• adult siblings caring for the children of the deceased, provided that the child is no more than 14 years old;
• adoptive parents and adopted children are treated as natural children;
• disabled grandfather or grandmother of the deceased, upon reaching retirement age or having a disability, provided that the additional payment will be the only source of income;
• stepfather or stepmother are equal to natural parents.

Conditions of appointment

For stepsons or stepdaughters the opportunity to receive monetary compensation exists if their maintenance by deceased breadwinners is documented. If a stepfather or stepmother is applying for compensation, they must provide Pension Fund documents that confirm the maintenance of the child for at least 15 years. Other conditions for calculating compensation include:

1. Availability of at least one day length of service from the deceased.
2. Evidence that the death did not occur due to an intentional act of a criminal nature in relation to the deceased.

Conditions for stopping payments

Payments stop under the following circumstances:

• if the child, sister, brother or grandchild has reached the age of majority;
• the recipient was not extended the disability status he received before reaching adulthood;
• will not pay benefits to able-bodied relatives;
• the child being cared for by adoptive parents or recipients is 14 years old;
• the widow of a conscript soldier got married;
• recipients of material compensation got jobs official work, with the exception of relatives of conscripted military personnel.

Until what age is a pension paid?

Payments occur:

• if the brother, sister, child or grandson of the deceased is under 18 years of age;
• Full-time students under 23 years of age, with a certificate from the educational institution;
• for life, provided that the recipient has been disabled since childhood;
• until the children of the deceased turn 14 years old, in the case where the documents are prepared by guardians;
• spouse of the deceased of retirement age, parents, grandparents for life.

How much do they pay for the loss of a breadwinner?

According to the regulatory legal act of the Russian Federation No. 166-FZ, social payments are established in a fixed monetary amount, which is associated with the category of the recipient. In addition, such amounts of money are subject to mandatory annual indexation according to inflation for past period. The amount of benefits is consistent with the cost of living for a specific category of citizens and region of residence. If the survivor's pension is lower, the state makes an additional payment. The minimum sizes after changes for different categories of citizens are indicated in the table:

Insurance pension amount and fixed amount

Based on Article 15 of the Russian legal act No. 400-FZ dated December 28, 2013, the amount of the insurance pension for the loss of a breadwinner is calculated using the formula: SP = IPC * SPK, where:

• SP – fixed size insurance monthly payments;
• IPC – independent pension coefficient;
• SPK is the tariff for the individual number per day from which the benefit is assigned.

If the deceased was granted a disability or age pension on the day of death, then the amount of labor compensation will be calculated differently: SP=IPK/KN*SPK, where KN is the number of incapacitated dependents. When calculating insurance compensation, it is worth taking into account the fact that the amount of pension payments for a deceased single mother will double. Fixed insurance payment as of April 1, 2019 is 2402.56 rubles for adults and 4805.11 for orphans.

Peculiarities of calculating pensions for children of military personnel and employees of the Ministry of Internal Affairs

Money is awarded to a disabled child if the parent died during military service in the army as a soldier, sergeant, sergeant major or sailor, or the death occurred no later than three months from the date of discharge from the army or when death occurred after this period, but due to concussion or injury or injuries received in service. When submitting a declaration to the pension fund, in addition to the required papers, the applicant provides additional documents for obtaining a survivor's pension:

• Extract from the order to remove a person from the list of military personnel.
• A document establishing disability indicating the reasons and date. It must state that the injuries were sustained during military service.

Social benefits for the loss of a breadwinner for a child

All other children of deceased parents who have not reached the age of 18 or 23 are entitled to a survivor's pension, regardless of whether the parents were married at that time or paid alimony. In addition, one-time payments under the savings system are retained. Children who have undergone the emancipation procedure, as a result of which they are recognized as legally capable, may lose the right to receive benefits. As a rule, these are citizens:

• legally married before reaching adulthood;
• citizens who have taken a paid job;
• people engaged in individual entrepreneurship.

How to apply for a survivor's pension

To apply for benefits from the state, the applicant must, on his own initiative, contact the nearest pension fund and provide employees with a list necessary documents, send papers by mail or submit an application online. For young children left without parents, a petition can be submitted by adoptive parents, guardians or guardianship authorities.

Where to contact

To apply for benefits, you need to write a request to assign benefits to you or a disabled relative, and then choose one of several options:

• contacting the pension fund in person;
• send documents by registered mail;
• come with an application to the multifunctional center;
• send the completed form through your personal account on the Pension Fund website, having previously completed the registration procedure.

Documents for registration

Along with the application you must provide:

• passport and its photocopies;
• death certificate;
• pension insurance certificate - SNILS;
• papers with the insurance history of the deceased relative;
• documents on kinship;
• papers confirming the fact of dependency;
• if necessary, a certificate of full-time study or receipt of disability;
• a certificate of the average monthly earnings of the deceased.

Indexation of pension payments for the loss of a breadwinner in 2019

Recalculation of any pension payments occurs on February 1 of each year. Indexation coefficients depend on the level of inflation compared to the previous year. So, according to Rosstat calculations, in 2016 inflation was 5.4% - this means that the income of pensioners will increase by this figure. In addition, two indexations were carried out in 2019: one on February 1, the other on April 1. The latter was made with an amendment in accordance with the Russian budget law and amounted to 0.38%. The increase is small, but still pleasant.

Video

As part of the implementation of the early development strategy pension system Ministry of Labor and social protection Completely new principles for calculating pensions were developed. The new legal regulation of the pension system does not contain the concept "labor pension". It has been replaced by two payments that are independent of each other: insurance and savings.

Based on Federal Law No. 400-FZ “About insurance pensions” allocate three types of insurance payments:

1. on the occasion of the death of the breadwinner;

To assign all of the above payments, certain conditions must be met.

So everyone has the right to an insurance pension in the event of the loss of a breadwinner disabled members his family, who supported him. Relatives are recognized as dependents if they were on the full maintenance of the deceased and his assistance was their main source of income. Such a pension is paid as long as the person is declared incapacitated, in some cases for an indefinite period.

A missing person is considered equal to a deceased breadwinner if his absence is documented.

Insurance payments old age are appointed when men reach the age of 60, and women - 55. In addition to age, they must have at least 15 years of work experience (by 2024) and an individual pension coefficient greater than 30 (by 2025). If these conditions are met, this pension provision is granted until the end of life.

Right to payment of insurance funds on disability have citizens recognized by federal institutions of medical and social examination as disabled people of groups I, II and III. To establish this type of pension, the length of work experience does not matter, and the reason for the onset of this disability does not play a role either. In case of complete absence of insurance experience, a social benefit is assigned. Disability insurance pension provision is assigned until the day the right to an old-age pension is established.

Who is entitled to a survivor's pension?

This recalculation is carried out according to the formula:

SP 2 = SP 1 + (IPK i /K/KN xSPK),

• SP 2- result of recalculation;
• SP 1- variable payment amount;
• IPCi- individual coefficient of the deceased, taking into account additional insurance premiums;
• TO- the ratio of the number of months of insurance experience of the deceased breadwinner on the day from which the pension is assigned to 180 months;
• SPK- cost of one pension coefficient;
• KN- number of dependents.

For children, this recalculation has a number of features: for children who have lost both parents, the IPC of the deceased is summed up, for children who had one parent, it is doubled.

Minimum pension in 2017

As established by law, a citizen’s pension provision cannot be lower than the established subsistence level (ML). If for some reason the insurance payment turns out to be less than it, then along with it is also established social supplement. It can be appointed to the level of regional PM, if in the region of residence it is higher than at the federal level. It is assigned along with the pension and is valid throughout the entire pension provision. by law “On the federal budget for 2017” established the PM value for assigning a social supplement at the level 8540 rubles.

If the deceased breadwinner did not have a single day of work experience, then dependents are assigned a social pension. The minimum amount of such payment is - 4959.85 rubles, for orphans - 9919.70 rubles.

The procedure for payment of pension benefits for the loss of a breadwinner

Payments of pensions in connection with the death of the breadwinner are made every month after appointment. A pensioner can receive money either personally or through a proxy (for this you need to issue a power of attorney), or to a bank account.

• One of the parents or a guardian can receive money for the child.
• However, upon reaching 14 years of age, a minor has the right to receive funds independently.

If the child is an orphan and is in a special institution, then payments are transferred to his personal account.

The recipient of the insurance pension himself chooses the method of delivery of the funds assigned to him. Methods for delivering pension benefits:

1. post office;
2. bank;
3. delivery organization.

All of the above institutions provide a choice of several ways to receive money (in person at the branch, at home, by bank card, etc.).

The pensioner can change the organization and delivery method at any time cash payments, for this you need to apply to the Pension Fund.

Termination and suspension of payments

Based on Article 24 of the Federal Law “About insurance pensions” payments may be suspended, If:

1. The pension recipient does not receive the funds due to him for 6 months.
2. The child has reached the age of majority and there are no documents confirming his full-time education in government institutions.

In these cases, receiving a pension can be resumed if the above situations are eliminated (submission of a certificate of full-time study, etc.), for this you need to write an application to the Pension Fund and provide the necessary documents.

Based on Article 25 of the law “About insurance pensions” payments may be discontinued when:

1. The death of a pensioner, as well as his recognition as missing.
2. Expiration of 6 months from the date of suspension of payments.
3. Loss of the right to a pension by a pensioner (reaching 18 years of age, resuming work).
4. Refusal to receive payments.

It is worth keeping in mind that if circumstances change related to the termination of pension payments, the transfer of funds may be restored.